Independent Ratings of NWL
Most life insurance companies obtain one or more ratings from various independent rating agencies. These
ratings help policyholders, agents, investors, and others evaluate the financial strength and stability of
insurance companies.
National Western's ratings are:
- "A" (Excellent) by A.M. Best, and
- "A-" (Strong) by Standard & Poor's.
A.M. Best's ratings are based on specific factors related to the overall performance of an insurance company.
An A.M. Best rating is indicative of the Company's financial strength, operating performance, and ability to
meet its obligations to policyholders. Ratings range from A++ (superior) to F (in liquidation). The "A"
rating identifies companies which have, on average, demonstrated excellent financial strength, operating
performance, and market profile when compared to the industry standards established by A.M. Best. In the
opinion of A.M. Best, an "A" - rated company has a strong ability to meet their ongoing obligations to
policyholders.
Standard & Poor's ratings are an opinion of the financial security characteristics of an insurance
organization with respect to its ability to pay out its insurance policies and contracts in accordance with
their terms. Ratings range from "AAA" (extremely strong), to "CC" (extremely weak), and "R" (regulatory
action regarding solvency).
Standard & Poor's Insurer Profile
The Best's Rating Report(s) reproduced on this site appear under license from A.M. Best and do not
constitute, either expressly or impliedly,
an endorsement of (Licensee)'s products or services. A.M. Best is not responsible for transcription errors
made in presenting Best's Rating Reports.
Best's Rating Reports are copyright © A.M. Best Company and may not be reproduced or distributed without the
express written permission of A.M. Best Company.
Visitors to this web site are authorized to print a single copy of the Best's Rating Report(s) displayed
here for their own personal use.
Any other printing, copying or distribution is strictly prohibited. Best's Ratings are under continuous
review and subject to change and/or affirmation.
To confirm the current rating, please visit the A.M. Best web site,
www.ambest.com
